BFSI@Kolkata Archive

Post It – Genia Giri

Is Post Office Banking a way way out for financial inclusion? Demonetisation of Rs 500 and 1000 notes has brought back to sharper focus the level of Banking Penetration in the rural hinterlands of eastern India, or more specifically, the lack of it. The economy has not fully recovered from the body blow it was

What ails the Banking System? Tristha Sharma

When I first started visiting our Bank with my mother, I had met a lady behind the counter who used to stitch woolen sweaters around the year. She would sit there at her designated seat, oblivious of the world around, stitching, as though it was the most important thing in the world. As I grew up,

Banking on the Banks? Think again. Rais Qureshi

I started my business in 1996. And, from that day onwards, I have been grappling with a term called collateral security. I was shooed away from the first bank I had approached with a request for a loan as I did not have enough securities to offer them. Today, 20 years on, with an established

A customer’s manifesto – Ankit Barmecha

I want a bank (and other financial service providers) that will listen to me, respond to my queries and offer me services through the social media channels that I frequent. And I am not alone – it is estimated that by 2018 there will be about 300 million social network users in India alone. Yes,