Mr. Rakesh Sharma, MD & CEO, Lakshmi Vilas Bank, “A cut in SLR ratio and the HTM holding ratio under SLR by 50 basis each is seen as an enabler to providing credit to development and growth oriented schemes. RBI is also cautious on inflation trajectory and has moved the goal post to the medium term objective of 6% by 2016. This implies a rate cut may have to wait and be contingent on quicker disinflation.”